Smart Import
Bank SMS alerts become expenses without you lifting a finger. On iPhone, paste the alert or scan the receipt instead. All parsing runs on the device.
Features
Everything Splitiva does
An expense tracker that fills itself in, a bill splitter that ends the group-chat maths, and a privacy model that does not ask for your bank login.
Split bills
Equal, exact or percentage splits for trips and flatmates. Debt simplification nets everything down to the fewest possible payments.
Insights & trends
Plain-language observations about your real spending history, generated on your phone. What changed, what is drifting, and where the money went.
Budgets that warn early
Set a monthly cap per category and hear about it while you can still act, not on the last day of the month.
Privacy & encryption
Local-first storage, optional end-to-end encrypted sync, biometric lock and device management. No bank credentials, ever.
Calendar, widgets & more
A colour-coded activity calendar, home screen widgets on both platforms, recurring expenses and subscription tracking, CSV import from other apps and ten languages.
The smaller things people notice
Recurring & subscriptions
Rent, EMIs and streaming services are tracked as recurring items so your monthly picture is never a surprise.
Home screen widgets
Check what is left to spend without opening the app. Available on Android and iOS.
CSV import from other apps
Bring your existing group history across in one go instead of starting from zero.
Ten languages
English, हिन्दी, Deutsch, Español, Français, Bahasa Indonesia, 日本語, 한국어, Português and ภาษาไทย.
Fair splits. Zero stress.
Free to start, no bank login, and everything stays on your device unless you say otherwise.
Prefer the browser? Open the Splitiva web app.