Budgets
Budgets that
warn you early.
A budget you find out about on the 31st is a receipt, not a budget. Splitiva tells you while there is still a month left to change course.
Why early warnings matter
Most budgeting tools are accurate and useless at the same time: they tell you precisely how much you overspent, after you have overspent it. Because Splitiva logs expenses automatically as your bank alerts arrive, the number it is checking against is always current — not a manual list you last updated eleven days ago.
That is what makes the warning worth anything. Being told on the 12th that dining out is tracking 40% above normal is something you can act on.
Per-category caps
Set monthly limits for the categories that actually vary — food, transport, shopping — and leave the fixed ones alone.
Live progress
Every auto-logged expense updates the budget immediately, including your share of group expenses.
Widgets on the home screen
See what is left to spend without opening the app, on both Android and iOS.
Recurring costs counted
Rent, EMIs and subscriptions are tracked as recurring items so the monthly picture is never a surprise.
Fair splits. Zero stress.
Free to start, no bank login, and everything stays on your device unless you say otherwise.
Prefer the browser? Open the Splitiva web app.