Split bills

Fair splits.
Zero stress.

Trips, flatmates and dinners without the spreadsheet, the group-chat maths, or the awkward reminder message.

Dinner · Toit ₹2,400
A₹600
R₹600
M₹600
K₹600
3 people owe you ₹1,800
All settled — 1 payment, not 6

Debt simplification in action

Three ways to split, whichever fits

Equally

Divide the total across everyone in the group. The default, and the right answer most of the time.

By exact amount

Someone had the expensive cocktail. Assign precise amounts per person and Splitiva checks the maths adds up.

By percentage

Useful for rent and shared bills where the split is not even but is stable month to month.

Debt simplification, explained

In a group of four, a weekend away can easily produce six or seven separate IOUs pointing in different directions. Splitiva nets them.

If you owe Riya ₹600 and Riya owes Meera ₹600, there is no reason for two transfers. Splitiva collapses the chain so you pay Meera directly and Riya drops out of it entirely. Across a full trip this routinely turns a dozen small payments into two or three, which is the difference between a group that settles up and a group that quietly gives up.

Balances update live as expenses are added, so everyone can see where they stand without asking. When someone pays, one tap records the settlement and the graph recalculates.

Social Pulse does the chasing

A light-hearted leaderboard nudges whoever has not settled, so the reminder does not have to come from you personally.

Comments on expenses

Ask “what was this?” on the expense itself instead of scrolling back through a group chat.

Coming from another app?

Import your existing history from a CSV export so groups arrive with their balances intact.

Compare Splitiva with other apps

Fair splits. Zero stress.

Free to start, no bank login, and everything stays on your device unless you say otherwise.

Prefer the browser? Open the Splitiva web app.