01 Introduction

This Privacy Policy explains how Splitiva (“we”, “our”, or “us”) collects, uses, and protects your information when you use our mobile application.

We are committed to protecting your privacy and ensuring transparency in how your data is handled. By using the app, you agree to this Privacy Policy.

02 Information We Collect

User-Provided Data

  • Expense records, categories, and notes
  • Uploaded images (receipts for OCR processing)
  • Optional account information (email/phone)

Device & Technical Data

  • Device type, OS version, and App version
  • Crash logs and diagnostics
  • Analytics data (anonymized)

03 How We Collect Data

We collect information directly from you when you enter it into the app, and automatically via app usage diagnostics and performance monitoring.

04 How We Use Your Information

  • To provide and maintain app functionality
  • To process OCR receipt scans locally on your device
  • To sync your data securely via E2EE cloud backup
  • To improve app stability and performance

05 Clipboard Usage

Privacy Check: Our app accesses clipboard data only when you explicitly use the “Import from Clipboard” feature.

We do not continuously monitor your clipboard or store content without your direct action.

06 Contacts Access (Optional)

If permission is granted, contacts are used only to help you select people for splitting expenses.

Data Integrity: We do not store or upload your contacts to our servers. They remain exclusively on your device.

07 SMS Access (Optional)

Our app requests READ_SMS permissions strictly to automate your expense tracking.

  • The SMS data is used strictly for parsing financial transactions locally on your device.
  • The raw SMS data is never transmitted to our servers (all raw messages are stripped before syncing to the cloud).
100% Private & Local: Your personal messages never leave your phone. The parser extracts the expense amount locally, and only the generated expense record is synced to your End-to-End Encrypted cloud vault.

09 In-App Purchases

We offer optional one-time purchases for Splitiva Pro and Ad Removal.

iOS (Apple)

Processed via App Store. We do not have access to your payment details.

Android (Google)

Processed via Google Play. We do not store your payment information.

Lifetime License: These are one-time payments, not subscriptions. No recurring charges.

10 Data Security

Your data is protected using AES-256 End-to-End Encryption. Access to data is restricted and safeguarded through industry-standard practices.

13 Account Deletion

You can delete your account directly from within the app settings or by contacting us. All associated personal data will be permanently wiped upon request.

17 Contact Us

Questions? Reach out to us at:

[email protected]